Our Banking Services

Secure digital banking designed for you and your business

PNC Financial Trust offers a secure, intuitive platform to manage your finances. From daily checking to business cash management, we provide the tools you need to control your money with confidence.

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Personal Banking
Everyday Checking
Secure, flexible accounts for your daily transactions with 24/7 mobile access.
Benefit: Instant account access, debit card, and digital transaction history.
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Wealth Growth
High-Yield Savings
Grow your capital with competitive interest rates and secure reserve options.
Benefit: Monthly interest statements and growth tracking dashboard.
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Digital Access
Mobile Banking Suite
Manage your entire financial portfolio from any device, anywhere, anytime.
Benefit: Secure mobile app access and real-time financial telemetry.
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Business Services
Business Cash Management
Streamlined tools for small business liquidity, payroll, and cash flow.
Benefit: Business dashboard, automated reporting, and liquidity tools.
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Wealth & Advisory
Wealth Advisory
Personalized financial planning and asset management for your future.
Benefit: Personalized financial roadmap and quarterly performance review.
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Security
Security & Encryption
Institutional-grade protection for your data and financial assets.
Benefit: Security status report and real-time threat monitoring.
Get Started

Ready to manage your finances securely?

Open your account today and experience 24/7 access to your funds with the trust and security of PNC Financial Trust.

Our Process

Four simple steps to secure banking

We make digital banking simple. From signup to your first mobile transfer, our platform ensures your money is managed with precision and total security.

01

Secure Account Setup

Verify your identity through our encrypted portal to initiate your personal or business banking profile.

Outcome

Instant account activation
02

Digital Identity Check

Complete a quick biometric scan to ensure your financial data remains protected by industry-leading security.

Outcome

Verified secure credentials
03

Mobile Access Enabled

Download our app to view your real-time balance, transaction history, and manage your funds 24/7.

Outcome

Full mobile banking access
04

Start Managing Funds

Begin transferring, saving, and tracking your assets with our intuitive, high-performance dashboard.

Outcome

Total financial oversight
Bank-grade encryption
24/7 support access
Instant balance updates

Ready to start your secure banking journey?

Open your account in minutes and gain instant access to our mobile banking tools and financial oversight.

Account Tiers

Choose Your Banking Plan

Compare our personal and commercial trust accounts to find the right fit for your financial goals. Secure, intuitive, and built for your growth.

Financial Trust
Premium wealth management
Premium
Minimum Balance Insured
$50,000/ initial deposit
Portfolio Growth4.25% APY
Status: ActiveGrowth: High

Account Benefits

Priority Asset Management

Direct access to wealth advisors and specialized portfolio oversight for high-net-worth individuals.

Enhanced Security Suite

Multi-factor biometric authentication and real-time fraud monitoring for all account activity.

Global Wire Privileges

Execute international transfers with zero fees and expedited processing for global transactions.

Personal Digital
Everyday banking essentials
Standard
Monthly Fee Waivable
$12.00/ mo (waivable)
Mobile Access24/7 Access
Convenience: HighSupport: Standard

Account Benefits

Mobile Banking Access

Manage your daily finances, pay bills, and deposit checks instantly from your mobile device.

Real-Time Alerts

Receive instant notifications for every transaction to maintain total control over your balance.

Flexible Savings Tools

Automated savings goals and round-up features to help you grow your balance effortlessly.

Account Feature Comparison

Detailed breakdown of fees, yields, and access levels for our primary account types.

Feature Matrix
FeatureFinancial TrustPersonal Digital
Monthly Account Fee$0 / mo$12 / mo
Interest Yield (APY)4.25% APY1.15% APY
Transfer LimitsUnlimited$50k / day
Support Access24/7 PriorityStandard 9-5
Secure Banking

Ready to start your journey?

Join PNC Financial Trust today and experience secure, modern banking designed for your lifestyle.